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Headlines



Senate Approves Genetic Discrimination Legislation
A bill barring employers and insurers from discriminating against people based on their genetics won unanimous passage in the U.S. Senate, moving one step from final congressional approval. The measure would prohibit health insurers from rejecting coverage or raising premiums for healthy people based on their genetic predisposition to develop a disease.
(Source: Reuters, 2008-04-24) Read the full article
Supreme Court Benefits Case Could Have Wide Impact for Employees
The Supreme Court struggled with how much weight to give an insurance company's potential conflict of interest when it denies an employee's health or disability benefits claim. The dispute is being closely watched by insurance companies and business groups. Depending on how the justices rule, the dispute could make it easier for employees to win benefit payments in court.
(Source: BusinessWeek, 2008-04-23) Read the full article
Crackdown on Illegal Workers Could Cost Employers $1B a Year
The government's plan to crack down on illegal workers could cost employers more than $1 billion a year and legal workers billions in lost wages, a study commissioned by the U.S. Chamber of Commerce says. Those costs are enough to trigger a federal law that would require the Homeland Security Department to analyze more thoroughly the effect of its proposal, said Richard Belzer, a consultant hired by the chamber to do the study.
(Source: BusinessWeek, 2008-04-25) Read the full article
Bush Administration Discusses Massive Changes to FMLA
This year marks the 15th anniversary of the landmark Family and Medical Leave Act, which made it possible for many workers to take unpaid job-protected time off to care for their newborn children or sick relatives. But instead of celebrating, workers' rights advocates and the Bush administration are battling over what would be the most sweeping revisions ever to the law.
(Source: The Washington Post (free reg. req'd), 2008-04-24) Read the full article
Employers Expect Lack of Seasonal Workers to Affect Business
Employers around the country who thrive on seasonal business are preparing to lose thousands of foreign workers they've hired in past summers to work in restaurants, hotels, landscaping and other industries. New visa controls are cutting the number of temporary foreign workers eligible to return to the country, so employers are scouring job fairs for replacements, lobbying Congress for help and bracing for staff shortages they say will make business tough.
(Source: MSN Money, 2008-04-27) Read the full article
Small Businesses Urged to Plan for Summer Vacations
With Memorial Day weeks away, many people are thinking about taking time off during the summer. Small-business owners need to be doing some planning, too, to be sure employee vacations don't cause strife in the workplace or a drop in productivity.
(Source: Atlanta Journal-Constitution (free reg. req'd), 2008-04-29) Read the full article
Republicans Stop Women's Equal Pay Discrimination Legislation
Senate Republicans blocked legislation to make it easier for women and others alleging discrimination to sue their employers over unequal pay, blasting the measure as an attempt by Democrats to score political points before the fall presidential campaign. The White House has threatened to veto the bill, saying it would effectively eliminate the deadline for filing lawsuits over pay discrimination and subject businesses to claims over decisions long past.
(Source: The Washington Post (free reg. req'd), 2008-04-24) Read the full article
Companies Find Way to Keep Older Workers Around for Transitions
Some companies are offering shorter hours, flexible locations and lighter duties, hoping to keep older workers on board longer. "They're letting older employees wind down gradually, so they can transfer their knowledge before it leaves for good," said Deborah Russell, director of work-force issues for AARP.
(Source: The New York Times (free reg. req'd), 2008-04-23) Read the full article
Workers Claiming to be Non-Smokers Suspended for Smoking
A Whirlpool Corp. factory in Evansville, Ind., suspended 39 workers who signed insurance paperwork claiming they don't use tobacco and then were seen smoking or chewing tobacco on company property. Now, some could be fired for lying, company spokeswoman Debby Castrale said.
(Source: USA Today (free reg. req'd), 2008-04-24) Read the full article
More Executives Want Data on Excess Revenue in 401(k) Plans
A growing number of 401(k) plan executives are demanding to know how much in excess revenue is generated by their plans and how they can get their hands on that money to cut costs and enhance services to participants. Plans can save substantially through portfolio redesign and revenue-recapture programs that result from fee studies and analyses, said Matthew Gnabasik, managing director of Blue Prairie Group in Chicago.
(Source: Workforce Management, 2008-04-24) Read the full article
Headlines
Don't Let Bullies Take a Bite Out of Your Work Comp Budget
Kathleen K.
Shortridge Ann H. Stewart
Kathleen Shortridge Ann Stewart

The message is clear by now – workplace bullying can be harmful to your company's financial health. An employee who is bullied by a co-employer, a supervisor, or even a customer, may file a worker's compensation claim for mental stress, depression or anxiety. Such mental stress claims can be compensable, and your company can end up paying temporary or even permanent disability, permanent impairment, and medical bills for psychological and psychiatric counseling.

Read the article that discusses workplace bullying and workers compensation.

H-1B Challenges and Relief for Foreign Students

The annual quota for H-1B visas was exhausted on the first date of filing again this year requiring United States Citizenship and Immigration Services (USCIS) to conduct a lottery to select petitions for processing. As a result of the insufficient number of H-1B visas available, U.S. employers who identify highly-qualified and capable foreign students face challenges in employing them beyond Optional Practical Training (OPT). But now, under a recently announced new USCIS rule, certain eligible students may have two possible opportunities for relief.

Read the article about the challenges and possible relief for foreign students.

Work Comp Corner

Control Your Medical Costs!

Employers and their insurers are fortunate to have the choice of physician in Indiana. If you are working with an occupational physician to control medical costs, keep in mind that the cost of a course of treatment results from the price of the treatment and how much it is utilized.

Cost = Price X Utilization.

For example, if a drug costs 10¢ per pill, and the doctor prescribes 500 of them (regular utilization) the cost of that treatment is $50.

If you are using the cheapest physical therapy facility in town, but it takes twice as many visits to get results, you may not be saving any money. Work with your physicians to control both the price and the utilization of treatments.

Please contact Kathleen Shortridge or Ann Stewart if you have any worker's comp questions.